1.What you get
- Preliminary assessment: whether a mortgage is realistic with your residence type, income and work history
- Comparison of Slovak banks' offers and choice of the best one
- Document preparation and support until the loan agreement is signed
- Plain-language explanation of the terms: rate, maturity, insurance, own funds
2.What we need from you
You provide
- Passport and residence card (banks usually require residence for at least a year or permanent residence)
- Proof of income: payslips for 3–6 months, employment contract; tax return for business owners
- Bank statement for 3 months
- Property documents: reservation or purchase agreement, title deed, valuation once the property is chosen
→How it works
- 1 Preliminary assessmentBased on your quiz answers we assess whether a mortgage is realistic with your residence type, income and work history. We reply within 1 working day. The preliminary estimate is not the bank's final decision.
- 2 Bank comparisonWe approach banks that finance foreigners with your residence type and compare the terms: rate, maturity, own funds, insurance.
- 3 DocumentsYou get a tailored list of documents: income, residence, property. We help with translations and certificates.
- 4 Application and approvalWe prepare the application, submit it to the bank and support you until the decision. The bank decides the terms.
- 5 Signing and drawdownWe explain the loan agreement in plain language and help with the mortgage lien and drawdown. Free for you; the bank pays the broker.
?FAQ
Will a bank grant a mortgage to someone with temporary protection?
It depends on the bank, your income and work history. Some banks do consider such applications. The preliminary assessment shows your realistic options; it is free and non-binding.
How much does your help cost?
It is free for the client. The bank pays the broker after the agreement is signed.
Is the preliminary assessment a bank decision?
No. The preliminary estimate is not the bank's final decision on granting the loan. The final terms are set by the bank after checking the documents.
Broker
Financial services are provided by UBCapital s.r.o., registered in the Slovak Republic.
- Company ID:
- 56637071
- NBS registration number:
- 290157
- Registered office:
- Werferova 6, 040 11 Košice
A few questions; we reply within 1 working day. The preliminary estimate is not the bank's final decision on granting the loan.
